To become Debt Free. You need H.O.P.E

I came across this interesting video posted in The Budget Works by Bradley Vinson from bradleyvinson.com;

I like how he gives a new meaning to H.O.P.E. And when having this H.O.P.E means that you're on your way to becoming debt free, it's really very simple and useful.

Bradley says that for him, the first step to becoming debt free is;

-not having a budget
-not using coupons
-not taking on a second job


it's having H.O.P.E,


H - ate Debt

(I know from personal experience and knowing a couple of people, how dangerous it is to be comfortable with debt. if you can sleep peacefully at night with a ton of debt and with no emergency fund. whoah!)


O - rganize your Life

(This doesn't just impact me in such a way that you can sort out important things in your life, get rid of other stuff and sell them on ebay, but it also makes way for you to clear your head. get head back in the game)


P - rioritize

(After you've organized your life, you see what's in front of you, and it's easier for you to focus on the important stuff, spend on the essentials, invest on things that matter and have complete control over your money. trust me. you'll need all these)


E - ngage with Positive People

(When you surround yourself with people better than you, then you unknowingly adapt to their good habits, their attitudes and embody their amazing character and definitely increase your own skills. Positive people will always lift you up, ride with them, you're heading towards the same direction)

It seems like April is actually Financial Literacy Month and a lot of finance bloggers/authors and websites are all giving their own contribution to make this movement make a much bigger impact.

I'd like to make my contribution too. So I'll start with telling you all that becoming debt free is possible. and just like what Bradley said, it starts with H.O.P.E.


Source:  http://www.eachpesocounts.com/2012/04/to-become-debt-free-you-need-hope.html